Does Stress Get in the Way of Your Success?

About 40 percent of employees claim to be worn out due to work related stress, accounting for a loss of nearly $300 billion in the workplace in the U.S. alone (National Institute for Occupational [...]


I haven’t filed my taxes in 8-10 years. I want to get this cleared up but I’m afraid I’ll be in deep sh#! with the IRS.

Question: I recently lost my job at a credit union. I haven’t filed in 8-10 year because as each year goes by I got more afraid to file thinking that the penalties wouldn’t be worth [...]


How do I lower my monthly payments?

Question: I am currently in grad school. When I graduate, I expect to have about 45k of debt. I have heard that if you hire a lawyer, then you can get your monthly payment lowered. Is this [...]


What should I do with my $5k graduation gift?

Question: My parents gave me a late graduation present of $5k. I’m not sure how to best use this money, so I was looking for some opinions. My salary is 105k/yr, and of that I bring home [...]


How do people typically strike the right balance when it comes to saving for a house vs. saving for retirement?

Question: I am 24 and I would like to invest as much of my income as possible, but I would also like to have funds available to invest in a house sometime in the next 5 years. Regardless of [...]


My father signed up for cable/internet in my name and now it’s in collections.

Question: Title says it all pretty much. The total collections amount to just under $2000. I just checked credit karma and saw it on there. He admits to doing it and says he is going to pay it [...]


Should I payoff my auto loan as fast as possible or stay with my monthly payments?

Question: My wife and I disagree on how to approach our new car loan. We’re planning on putting down $10K on a used car and finance the remaining $7-8K. We’ve been pre-approved for [...]


I’m relatively rich but absolutely poor. What should I do?

Question: Let me first introduce myself. I’m a 24-year old grad student living in the expensive heart of Los Angeles, California. Here’s my scenario: I earn $2,200 per month net. The [...]


What are some good books on personal finance?

Question: I’m a 21-year-old female, still living with my parents but working full time. I’m asking because, I want a good book to read with information on how to budget, save, and [...]


Combining bank accounts… should we wait until after the wedding?

Question: Hi guys. My fiancé and I are both really great with our money and have decided to finally combine bank accounts. We are getting married in about 2 months. Would it be easier to just [...]