Get Your Free Financially Fit Report

Our coaches work with you to create a customized debt payoff report. The report shows your current path to becoming debt free as well as the accelerated plan to get out of debt in 5 years or less including your mortgage.

Increase Cash Flow
Increase Your Cash Flow by 10% in 30 Days.

that’s $500-$700 per month for most people

Have Your Own Accountability Partner.
Have your own accountability partner.

Regular check-ups to keep you on track.

Get Guidance from an Expert.
Get Guidance from an Expert.

your coach will help you at each step along the way

Stop Procrastination—You’ll Start TODAY!
Stop Procrastination—You’ll Start Today!

Procrastination is the #1 Financial Fitness Killer

Let us work with you to help you reach your goals.

See What Our Fans Say:

  • "Before we met Steve Down and the Financially Fit organization we had no clue about a spending compass. Our spending was all over the place. And so, we would spend because we wanted to spend based on our local priorities not on our long term focus. So, the spending compass put us really right on track. So everything now, we look for True North expenditures. And so we don’t spend unless we really have to unless it’s going to move our business forward. So we now see spending can be an investment, if it builds our future. It’s no longer…we’ve learned how to prioritize what we spend and how we spend it."

    Fred Stahlman
  • "It always felt like we were robbing Peter to pay Paul—maybe not using the money appropriately so it would grow for us appropriately. Come on! We work hard for our money. We want it to work hard for us as well. And, Financially Fit has taught us how to do that."

    Lisa Dailey
  • We kept making more money, but it seemed like we kept spending more. Do you know what I’m saying? So, this here is awesome because now we can see that, hey, we want to be rich. We want to make a lot of money. But you can’t make a lot of money if you’re always spending everything you’ve got. So we want to learn how to invest our money better. We want to learn how to put it where it needs to be.

    Manase & Lisa Fotu
  • I can’t put a price on it. I really can’t. But as far as physically, the money that I’ve saved already, it’s tens and tens of thousands of dollars. Yay!

    Sarah Bingham
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Our Philosophy

We believe wealth is having enough to meet all of your needs and wants, while leaving enough left over to help others.


The Wealth Compass was designed to give you a visual representation of good and bad spending. The compass is a great tool to help you spend your way to wealth.

Financial Leaks

Fast Food, Daily Coffee, Tobacco, etc.

Living Expenses

Mortgage, Utilities, Cell Phone, etc.

Appreciating Assets

Real Estate, Business, Investments, etc.

Depreciating Liabilities

Car, Boat, Motorhome, etc.

Get your Free Financially Fit Report

Start changing your financial future today!

Your First Coaching Session is Free

We’ll show you how different your future can be. We want you to experience for yourself how, with the right guidance, you really can achieve your financial dreams.

That’s why your first coaching session is completely free!

100% Risk Free