Your Money Can Only Go

1 of 4 Directions

Discover which way your money is going and how to develop a mindset of abundance. Our behaviors and feelings about money affect our personal finances. These behaviors can manifest as debt, lack of cash flow, and uncertainty as to the actual steps to create real wealth.

Introducing the Wealth Compass

North Spending

North spending consists of the daily financial leaks in your life. Money going North is usually driven by emotion or impulse. Many times they are made out of convenience and even out of indulgence sometimes. North spending side-tracks us from our core values and wealth vision.

East Spending

East Spending, or appreciating assets, includes such things as stocks, bonds, real estate, and buying or starting a business. East spending requires the creation and constant review of your personal wealth vision that becomes your rising sun.

South Spending

These are basic needs for your life. South spending includes any expenses needed to support yourself or your dependents such as mortgage or rent payments, food, car insurance premiums, pet expenses, and annual property taxes. With a quick read of the compass, most people can see that most of their money goes South.

West Spending

Depreciating liabilities are West expenditures. This means your money is invested into things that go down in value. They are typically the polar opposite of East expenditures. The perfect example of a depreciating liability is a motor-home that has been bought on emotion, never comparison shopped, financed at high interest, requires storage, and depreciates in value.

Tools to Create Financial Abundance

Wealth is not earned, it’s created. Transform your financial life by truly becoming Financially Fit through access to a tight-knit community of people just like you, Principle Centered Wealth ™  curriculum, and one-to-one financial coaching.


Connect with other people just like you that are on the path to wealth. Join our Free Community.



Gain access to Principle Centered Wealth™  curriculum. Unlimited text and email support. $20/month.



Need personal financial guidance? In addition to Online,  this includes a monthly accountability session with your coach. $97/month.



Take your business or personal finances to the next level with in-depth coaching and specialized training to improve your business and lifestyle. $497/month.


We understand that your wealth journey will evolve and what you need now may change as you go down your path. Easily change between tools on monthly basis; no contracts.

Understand the Four Financial Pillars


The number one thing that we do is help people change the way they feel, think, and act about money.


Through our proven principles, we help people eliminate their debt in 5 years or less, including their mortgage.


One of our first goals is to help every client increase their cash flow by 10% or more in the first 30 days.


Wealth is created, not earned. Once you understand the principles of wealth creation, you can create it over and over again.

See What Our Fans Say:

  • "Before we met Steve Down and the Financially Fit organization we had no clue about a spending compass. Our spending was all over the place. And so, we would spend because we wanted to spend based on our local priorities not on our long term focus. So, the spending compass put us really right on track. So everything now, we look for True North expenditures. And so we don’t spend unless we really have to unless it’s going to move our business forward. So we now see spending can be an investment, if it builds our future. It’s no longer…we’ve learned how to prioritize what we spend and how we spend it."

    Fred Stahlman
  • "It always felt like we were robbing Peter to pay Paul—maybe not using the money appropriately so it would grow for us appropriately. Come on! We work hard for our money. We want it to work hard for us as well. And, Financially Fit has taught us how to do that."

    Lisa Dailey
  • We kept making more money, but it seemed like we kept spending more. Do you know what I’m saying? So, this here is awesome because now we can see that, hey, we want to be rich. We want to make a lot of money. But you can’t make a lot of money if you’re always spending everything you’ve got. So we want to learn how to invest our money better. We want to learn how to put it where it needs to be.

    Manase & Lisa Fotu
  • I can’t put a price on it. I really can’t. But as far as physically, the money that I’ve saved already, it’s tens and tens of thousands of dollars. Yay!

    Sarah Bingham

The First step is to become a member of our Financially Fit Community!

Check Out the Latest From Our Blog

View All Articles

Pin It on Pinterest