Jason Pimentel, A Financially Fit Story

  “I went through the coaching program, through Financially Fit. My wife and I, and our kids. The principle that I have learned through Financially Continue Reading

Read On

Mortgage Secret #4: Prepayment Penalties Can Often Be Minimized (and sometimes avoided).

As if the loan process wasn’t complicated enough already, there are various other fees, i A prepayment penalty is typically associated with a sub-prime and Continue Reading

Mortgage Secret #3: Junk Fees Can Often Be Eliminated.

As if the loan process wasn’t complicated enough already, there are various other fees, including “junk fees,” associated with a mortgage loan. I define junk Continue Reading

Mortgage Secret #2: Your interest rate is often affected by what is called the “yield spread.”

If you really want to make some loan officers squirm, mention the words, “yield spread.” This is a term that even the most sophisticated mortgage Continue Reading

Mortgage Secret #1: Mortgage points are often negotiable.

Yesterday I told you that I would share some secrets with you today. Here is secret #1. Stay tuned for the next few days to Continue Reading